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HARP 2.0


If you're not behind on your mortgage payments but have been unable to get traditional refinancing because the value of your home has declined, you may be eligible to refinance through MHA's Home Affordable Refinance Program (HARP). HARP is designed to help you get a new, more affordable, more stable mortgage. HARP refinance loans require a loan application and underwriting process, and refinance fees will apply. See if you are eligible by clicking on the calculator below. If you are eligible please contact First Liberty Financial immediately to start the refinance application for your new HARP 2.0 loan.  if you are not eligible there still may be some program that can help you out and we would love the opportunity to speak with you about it. If you are not working with a First Liberty Financial Sr. Loan Officer please call 800.915.6267 and we will place you with a Sr. Loan Officer who can help you, if you are working with someone from First Liberty Financial Mortgage a division of ETFCU please call them direct and tell them whether or not you qualify for the HARP 2.0 program. Please click here for a directory of our employees.

Key Features of HARP 2.0

  • LTV's up to 200% qualify!
  • HARP has been extended until December 31, 2013
  • First Liberty is also chipping in with reduced closing cost fees specifically for HARP 2.0 eligible borrowers. 









First Liberty Financial Mortgage a Division of ETFCU
9520 Ormsby Station Road Suite 20, Louisville, KY  40223
Toll Free:  (888) 915-6267
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